Is Now Still a Good Time to Buy a Home?
Is Now Still a Good Time to Buy a Home? The number one question I have been asked over my 18 year career as a mortgage consultant is this – Is now a good time to buy a home? Sometimes…
Easy Ways to Save for a Down Payment
With rising rental costs and the amount of student debt at an all-time high, it's no surprise that many potential buyers are unable to save up for a down payment. If…
5 Reasons Why Single-Family Homes Make A Great Investment
One of the best things about investing in real estate is that there are so many property options to choose from, which makes real estate investing a very flexible endeavor. But single-family homes, in particular, offer a number of distinct…
Guidelines for a Smooth Purchase
There’s a lot that goes into buying a house. Think about the amount of time you’ve put into looking for that perfect abode. And don’t forget about all that effort that your real estate agent has dedicated to helping you…
Get Your Timing Right With Adjustable Mortgages
When it comes mortgages, you’ve got plenty of options, including an adjustable rate mortgage (ARM). Their competitive interest rates attract plenty of homebuyers, but choosing an adjustable rate mortgage just because of its advertised rate isn’t always a good idea…
What Exactly is Involved in a Short Sale?
NOVEMBER 18, 2016 The opportunity to get a great deal on a property through a short sale is very real. However, many times there’s no money to be saved in this type of real estate transaction, and the process can…
What You Need to Know About Your Earnest Deposit on a Home Purchase
Every home purchase transaction should be initiated with an earnest deposit to the seller. In fact, it’s rare for sellers to accept offers without a deposit. This monetary offering essentially tells the sellers that buyers are serious about purchasing the…
YOUR STRESS FREE 12-MONTH CHECKLIST BEFORE BUYING A HOME
Considering the magnitude of the purchase, buying a home requires a lot more than just scoping out a few listing on the internet, scheduling a couple of showings, and slipping in your offer. You’ll need to take your time on…
Rent or Buy? 6 Questions to Ask Yourself
When it’s time to move, you may be faced with the decision to either buy or rent. This conundrum isn’t just reserved for young adults moving out of their parents’ homes, but also to empty nesters or professionals who are…
How Your Debt-to-Income Ratio Affects Your Ability to Secure a Mortgage
There are plenty of factors that go into the approval of a home loan, including your debt-to-income ratio. While your debt-to-income ratio doesn’t have a direct impact on your credit score, it’s an important part of your overall credit health.…