We want to help every real estate rockstar put veterans and soldiers into homes.  Our hope is that you will share our passion for serving our military and veterans after working with my team.  If you are new to VA loans and ready to become a VA home buying expert here are a few of the basics that you need to know.

1. Spend sometime watching our videos. Start with our Instagram page. Think of it like studying for a pop quiz, but with the added benefit of helping your clients save money and get a great deal. Immerse yourself in the VA world to fully understand the needs of a soldier.  Grab a cup of coffee, put your boots on, and put in the work.
2. When presenting an offer, make sure that the listing realtor is fully aware that a VA loan is far superior to other government loans like FHA loans. VA buyers have far superior credit scores, income, and assets compared to FHA borrowers.  VA borrowers usually put 0 down because they earned the benefit.  Most borrowers can put large down payments but would rather hold onto their cash for other investments.  We love calling behind your offer and explaining that a VA offer should receive priority over ever other offer.  Call us for help here!  Your ability to properly represent your client is vital.
3. Let the selling agent know that their sellers do not need to pay any buyers fees. This is a misconception.  VA appraisals are also far easier than jumbo and conventional appraisals.
4. Don’t let your clients settle for just any lender when it comes to VA. Find lenders who are experienced with VA loans. This will help your clients get the best terms and rates available and avoid any unpleasant surprises during the underwriting process. VA loans are amazing, but you need to work with a lender that has VA specific knowledge.
5. If you are looking at condos with your clients, the project needs to be VA approved. Think of it like a treasure hunt, but instead of gold, you’re searching for homes that meet VA requirements. This will save your clients time, money, and headaches in the long run.
6. Getting pre-approved early for a VA loan is like winning the lottery. It gives your clients a clear idea of what they can afford, and it makes them stand out in a competitive housing market. Encourage your clients to get pre-approved and watch them soar!

Armed with these tips, you’ll be a VA loan expert in no time. Let’s help our veterans achieve their dream of homeownership and make the world a better place, one home at a time!